Financing

Financing Made Simple

Get the equipment you need now — pay over time. We partner with our OEM finance programs (Bobcat, LiuGong, Ferris, and more) to offer competitive rates, fast decisions, and structures built for construction, logging, landscaping, and farming operations.

Why Finance With Us

• OEM-backed rates: Access promotional APRs and terms from the manufacturers you trust.
• Fast approvals: Many decisions the same business day.
• Flexible structures: $0 down (for qualified buyers), seasonal/skip payments, deferred start options, and lease or loan programs.
• Built for business: Match payments to your cash flow while preserving working capital.

How It Works (3 Easy Steps)

1. Get your options: Share a few details about your business and the machine you want.
2. Choose a plan: We'll present the best OEM programs available — loan vs. lease, term length, and estimated payments.
3. Sign & schedule delivery: Complete docs electronically; we coordinate funding and delivery.

Programs We Offer

• Installment Loans: Fixed rate, fixed term — own it outright.
• Seasonal & Skip-Pay Plans: Align payments with revenue cycles (landscaping, agriculture, municipal budgets).
• Fleet & Multi-Unit: Multiple machines or attachments? We offer commercial fleet discounts and programs. Connect with us today for discounted pricing and terms.
• Attachment & Accessories: Roll buckets, forks, heads, and extended warranties into one payment.

What You'll Need

• Business legal name & EIN (or SSN for sole prop)
• Owner/guarantor info and time in business
• Equipment quote (model, options, attachments)
• Estimated down payment (if any)
• Optional: recent bank statements or financials (for larger amounts)

Who It's For

• Construction & Sitework: excavators, wheel loaders, rollers
• Forestry & Logging: attachments
• Landscaping & Grounds: tractors, mowers, compact loaders, UTVs
• Farm & Ag: tractors, implements, chore equipment
• Municipal & Utility: Bid-compliant options available

Make the Numbers Work Harder

• Bundle & Save: Include attachments, extended warranties, and protection plans in one monthly payment.
• Year-End Planning: Ask about timing purchases with Section 179 or bonus depreciation.*
• Trade-In Equity: Apply trade value to reduce your payment.

*We're not tax advisors. Consult your tax professional on Section 179 and depreciation benefits.

All financing offers subject to credit approval by the lender. Programs, rates, and terms may change without notice.

Start a Credit Application